When you receive your reports, check each section carefully and determine whether you believe the information is correct. Your report could alert you to fraudulent activity being carried on in your name by an ID thief or other inaccurate information that could affect your ability to obtain a loan.
In particular, be sure to review:
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Your personal information: are there addresses or variations on your name that are wrong?
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Statements of credit accounts: are there credit card accounts or other debts that you are not familiar with?
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Potentially negative entries: are there unpaid debts listed on accounts you never opened?
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Public record information: is this information accurate?
